917 Camp Fire CIR Panama City Beach, FL 32413
Open House
Wed Jul 08, 3:00pm - 6:00pm
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 2,469 sqft
Price per Sqft $364
Subdivision Breakwater At Ward Creek
MLS Listing ID 999374
Style Contemporary
Bedrooms 3
Full Baths 2
Half Baths 1
HOA Fees $210/mo
HOA Y/N Yes
Year Built 2025
Annual Tax Amount $1,354
Tax Year 2025
Lot Size 7,405 Sqft
Acres 0.17
Lot Dimensions 60 x 120
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 2469
Property Description
Built in August 2025 as a true forever home, this custom Toll Brothers Caswell design from the Vista Collection was thoughtfully selected with intention, quality, and comfort in mind. Life had other plans, offering a rare opportunity to own a nearly-new, highly upgraded home without the wait.
Here is the piece the public tax record does not show. The private 11' x 24' saltwater heated pool and its screened enclosure were a $120,000 post-purchase investment by the sellers, separate from the home purchase itself. At $899,999, this listing essentially reflects what the sellers are all-in on this property. A buyer here inherits the finished home, the finished pool, and a community with amenities officially open, without the appreciation premium or the 18-month wait of a new build.
Tucked on a premium cul-de-sac lot with the majority of street construction complete, the home offers peace, privacy, and permanence rarely found in newer communities. Backing to a natural wooded preserve with serene lake views beyond, there are no rear neighbors and a setting that feels both private and connected to nature.
The outdoor space has been fully transformed. The 11' x 24' saltwater heated pool features a steel-reinforced shotcrete shell, pebble sheen finish, tanning shelf, and bench seating. An attached spa with waterfall and five jets adjoins the pool, all enclosed within a screened lanai for year-round use. The lanai is pre-plumbed for gas and ready for a future outdoor kitchen.
Inside, a multi-slide stacked glass door connects the great room to the lanai and pool. Tray ceilings elevate the foyer, great room, and primary suite. A bonus room with glass panel doors creates a functional work-from-home space. The kitchen features an oversized double-sided quartz island with abundant storage, custom cabinetry, ceramic tile backsplash, a suite of KitchenAid stainless appliances (36" gas cooktop with hood, built-in microwave, and oven), and a Samsung Bespoke refrigerator.
The primary suite offers a spa-like bathroom with frameless glass shower, ceiling-mounted rain head, upgraded Kohler fixtures, elevated vanities, and designer tile carried throughout. Hard surface flooring runs throughout, with porcelain tile in all baths.
Additional features include hurricane-rated front and rear windows and doors, solid 2x6 construction, LED recessed lighting with dimmers, smart home technology, a security system, upgraded interior hardware, comfort-height toilets, a three-car garage with durable non-slip polyurea flooring, and a paver driveway.
Breakwater's amenities are officially open: resort pool with lap lanes, luxury clubhouse, fitness center, pickleball and tennis courts, outdoor fireplace, and playground. Four miles to the beach, shopping, dining, and entertainment. Ten miles to Northwest Florida Beaches International Airport.
The quality of new construction. The upgrades of a custom build. The ease of completely move-in ready. Without the wait.
Location
State FL
County Bay
Community Short Term Rental - Not Allowed, Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis
Area 27 - Bay County
Zoning Resid Single Family
Direction Traveling South on Highway 79 turn right into the gated community, Breakwater at Ward Creek, take your first left onto Camp Fire Circle, the home is on the right. Traveling North on Highway 79 turn left into the neighborhood and follow the directions above
Rooms
Primary Bedroom Level Main
Master Bedroom true
Dining Room true
Kitchen true
Interior
Interior Features Ceiling Raised, Kitchen Island, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Tile, Floor Vinyl
Window Features Window Treatment All,Storm Windows
Appliance Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Refrigerator W/IceMk, Security System, Water Heater - Gas, Water Heater - Tnkls
Exterior
Exterior Feature Hot Tub, Pool - Enclosed, Pool - Gunite Concrt, Sprinkler System, In-Ground Pool, Enclosed Pool, Heated Pool, Gunite Pool, Enclosed Patio, Hot Tub, Sprinkler System
Garage Spaces 3.0
Pool Pool - Heated, Pool - In-Ground, Pool Type
Community Features Short Term Rental - Not Allowed, Pickle Ball, Community Room, Exercise Room, Gated Community, Picnic Area, Playground, Pool, Tennis
Utilities Available Electric, Gas - Natural, Public Water, Underground
View Pond
Street Surface Paved
Porch Patio Enclosed
Road Frontage State Road
Garage Yes
Building
Lot Description Dead End, Interior, Level, Sidewalk, Survey Available
Faces Traveling South on Highway 79 turn right into the gated community, Breakwater at Ward Creek, take your first left onto Camp Fire Circle, the home is on the right. Traveling North on Highway 79 turn left into the neighborhood and follow the directions above
Story 1
Foundation Slab
Sewer Public Sewer
Architectural Style Contemporary
New Construction No
Schools
Elementary Schools West Bay
Middle Schools Surfside
High Schools Arnold
Others
Pets Allowed No
HOA Fee Include Accounting, Ground Keeping, Insurance, Legal, Management
Tax ID 32717-250-150
Virtual Tour https://my.matterport.com/show/?m=1qDisU9HHn8&brand=0&mls=1&
